Jumbo Loan Minimum

5-Loan Amounts range from $45K minimum (residential) to maximum $5M (Commercial). 6-Do NOT need a job, income to apply.

Jumbo Characteristics. Beyond the loan limits, there are other basic characteristics that most jumbo loans carry. For example, jumbo loans can ask for a higher minimum credit score in order to qualify compared to a conforming loan. For example, the minimum credit score for a conforming loan might be 620 but with a jumbo loan, the minimum could be 680 or even higher, depending on the down.