Health and Recovery Plans (HARPs) A HARP is an managed care product that manages physical health, mental health, and substance use services in an integrated way for adults with significant behavioral health needs (mental health or substance use).
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HARP Loan Program 2017 Guidelines The home affordable refinance program, (HARP) was initiated in March of 2009 by president Obama’s administration. The program was created to allow underwater borrowers to refinance their mortgages.
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What are the minimum requirements to be HARP-eligible? First, your home loan must be paid on-time for the prior 6 months, and at least 11 of the most recent 12 months.
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Yes, there is no longer a maximum LTV limit for borrower eligibility. Homeowners with more than one mortgage may be eligible for a refinance under HARP . Your eligibility will depend, in part, on two additional requirements: The lender that has your junior lien mortgage must agree to remain in a junior lien position.
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The last thing to be aware of is that the deadline for HARP eligibility is looming. Unless it’s extended again, HARP is set to expire on December 31, 2018. Therefore, if you meet the eligibility requirements for a HARP loan, apply well before the deadline to ensure you qualify.